Browse Our Policy Positions and Jurisdiction Rules
apbook operates under a jurisdiction-dependent framework, which means the rules that apply to your account are shaped by the laws of the region where you access the platform. We enforce these terms consistently and update them when regulation changes. When you complete a deposit via UPI,
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Paytm, or PhonePe, you confirm that you have read and accepted the current version of our terms. We publish the effective date at the top of each policy document so you always know which version governs your account. Material changes are communicated via the email address
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on your account before they take effect. If any clause is found unenforceable in your jurisdiction, the remaining terms continue in full force. These policies apply collectively and form the complete legal agreement between you and us.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.